Роль страхування у системі забезпечення продовольчої та економічної безпеки у період воєнного стану в Україні
Вантажиться...
Дата
2022
Назва журналу
Номер ISSN
Назва тому
Видавець
Анотація
У статті розглянуто проблеми продовольчої безпеки, що посилюють гострий голод у світі.Визначено чинники впливу на зростання ризиків пов’язаних з голодом, безпосередньо охарактеризовано вплив природньо-кліматичних умов та наслідків тривалої війни між лідерамисеред експортерів основних продовольчих культур, зокрема зростання світових цін, інфляцію, зменшення доступу до продовольства у країнах, які імпортують сільськогосподарськупродукцію з України. На основі даних FAO продемонстровано передбачуваний вплив війни в Україні на кількість недоїдаючих у світі у 2022 р. Обґрунтовано необхідність розвитку страхування сільськогосподарських ризиків, шляхом розробки законодавства щодо обов’язкового страхування катастрофічних ризиків у аграрній сфері. Проаналізовано сучасний стан добровільного страхування сільськогосподарської продукції у порівнянні з іншими видами добровільного страхування, в ході чого виявлено доволі низький рівень агрострахування в країні.
The article discusses the problems of food security, which exacerbate acute hunger in the world. The factors influencing the growth of risks related to hunger are identified, the impact of natural and climatic conditions and the consequences of the long-term war between the leaders among the export-ers of the main food crops are directly characterized, in particular, the rise in world prices, inflation, and the decrease in access to food in countries that import agricultural products from of Ukraine. Based on FAO data, the estimated impact of the war in Ukraine on the number of undernourished people in the world in 2022 is demonstrated. It is noted that during the war, Ukraine lost about 20% of the sown area. Analysis of the data of the UN World Food Program shows that at the beginning of 2022, about 276 million people suffered from hunger on the planet. If the war in Ukraine continues, this number may increase by another 47 million. This complex socio-political situation affected 25% of the world grain trade and caused the rise of world prices, inflation and reduced access to food in countries that import agricultural products from Ukraine. The need for the development of agricultural risk insur-ance, through the development of legislation on the mandatory insurance of catastrophic risks in the agricultural sector, is substantiated. The current state of voluntary insurance of agricultural products in comparison with other types of voluntary insurance was analyzed, during which a rather low level of agricultural insurance in the country was revealed. Insurance of agricultural risks requires state regula-tion, support, creation of appropriate legislation and control bodies. It is also necessary to create a state insurer with regional divisions to insure catastrophic risks. The mandatory form of insurance should guarantee real insurance protection in cases of catastrophic risks, strengthen the transparency of the risk insurance system, ensure the targeted use of state funds to support agricultural insurance, and raise the level of insurance culture of commodity producers and the population as a whole. To ensure food security in Ukraine and the world, the priority areas of development, financing and investment should be innovations in the fields of agriculture related to the collection, processing and long-term storage of food, agricultural education and science.
The article discusses the problems of food security, which exacerbate acute hunger in the world. The factors influencing the growth of risks related to hunger are identified, the impact of natural and climatic conditions and the consequences of the long-term war between the leaders among the export-ers of the main food crops are directly characterized, in particular, the rise in world prices, inflation, and the decrease in access to food in countries that import agricultural products from of Ukraine. Based on FAO data, the estimated impact of the war in Ukraine on the number of undernourished people in the world in 2022 is demonstrated. It is noted that during the war, Ukraine lost about 20% of the sown area. Analysis of the data of the UN World Food Program shows that at the beginning of 2022, about 276 million people suffered from hunger on the planet. If the war in Ukraine continues, this number may increase by another 47 million. This complex socio-political situation affected 25% of the world grain trade and caused the rise of world prices, inflation and reduced access to food in countries that import agricultural products from Ukraine. The need for the development of agricultural risk insur-ance, through the development of legislation on the mandatory insurance of catastrophic risks in the agricultural sector, is substantiated. The current state of voluntary insurance of agricultural products in comparison with other types of voluntary insurance was analyzed, during which a rather low level of agricultural insurance in the country was revealed. Insurance of agricultural risks requires state regula-tion, support, creation of appropriate legislation and control bodies. It is also necessary to create a state insurer with regional divisions to insure catastrophic risks. The mandatory form of insurance should guarantee real insurance protection in cases of catastrophic risks, strengthen the transparency of the risk insurance system, ensure the targeted use of state funds to support agricultural insurance, and raise the level of insurance culture of commodity producers and the population as a whole. To ensure food security in Ukraine and the world, the priority areas of development, financing and investment should be innovations in the fields of agriculture related to the collection, processing and long-term storage of food, agricultural education and science.
Опис
Ключові слова
страхування, продовольча безпека, продовольчі ризики, голод, сільське господарство, державна підтримка, insurance, food security, food risks, hunger, agriculture, government support
Бібліографічний опис
Зоря, О. Роль страхування у системі забезпечення продовольчої та економічної безпеки у період воєнного стану в Україні [Текст] / О. Зоря, С. Зоря, Д. Мауер // Цифрова економіка та економічна безпека : науково-практичний журнал / Причорноморський науково-дослідний інститут економіки та інновацій, Сумський державний педагогічний університет імені А. С. Макаренка ; [гол. ред. О. Ю. Кудріна, редкол.: В. В. Божкова, В. І. Борщ, Н. М. Вдовенко та ін.]. – 2022. – № 3 (03). – С. 36–40. – DOI: https://doi.org/10.32782/dees.3-7